What Is SR-22 Insurance and Who Needs It?

If you’ve been told you need an SR-22, you may have questions about what it means and how it affects your driving privileges. At Tennessee Insurance, our team can help you understand SR-22 requirements and guide you through the process of getting back on the road.

What Is SR-22 Insurance?

An SR-22 is not actually an insurance policy but rather a certificate your insurance company files with the state to prove you have the minimum required auto liability coverage. The state may require an SR-22 if your driving record includes certain violations.

Who Needs an SR-22?

You may be required to obtain an SR-22 if you have:

• A conviction for driving under the influence (DUI)
• Been caught driving without insurance
• Multiple traffic violations or at-fault accidents
• A suspended or revoked driver’s license

The SR-22 requirement is typically part of the process to reinstate your driving privileges after a suspension or revocation. The state will notify you if you need to file an SR-22, and you’ll need to maintain it for a specific period, often three years.

How Tennessee Insurance Can Help

Our team works with drivers across Tullahoma, TN to help navigate SR-22 requirements, including:

• Explaining SR-22 requirements and answering your questions
• Finding high-risk auto insurance policies that meet state standards

If you’ve been told you need an SR-22 or want to learn more about your options, contact us today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.